In Arizona Group Health insurance consists of two or more employees from a single plan provider. Group plans are normally exempt from underwriting conditions that would otherwise be considered a denial on an individual plan. However, because of this they are normally more expensive. Additional maternity benefits are covered on a group plan normally without any conditions at all.
If there are multiple pre-existing conditions a group plan would be the best option if the individual is self-employed.
You can get a report and break down of options by clicking on the above link.
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What's NEW?
1/25/10
United Health Care becomes target provider for Vertex Insurance
3/1/11
Vertex insurance offers hospital plan for high deductible customers
Frequently Asked Questions
- What is the difference between individual and group health insurance?
- How can I compare different health plans from many providers?
- What are the largest determining factors for the monthly price?
- Which Health Insurance companies do you represent?
- What is a short term policy?
- What is student coverage?
- What is a HSA Plan?
- What is an accident plan?
Underwriting Conditions for Individual Policies
The following underwriting conditions will normally result in a denial of coverage. Please check with us if any of these apply so that we can consider other options.
Aneurysms
Angina
Angioplasty
Aortic Stenosis
Aplastic Anemia
Bruits
Cardiac Hypertrophy
Cardiomyopathy
Congenital Defects
Coronary Bypass
Deep Vein Thrombosis
Endocarditis
Heart Bypass Surgery
Hommorrhagic Diathesis
Intermittent Claudication
Mitral Insufficiency
Mitral Stnosis
Pacemaker
Sick Sinus Dyndrome
Stroke
Valve Replacements